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KEYWORD "Fixed Rate" - 100 RESULTS
Buy to let mortgage changes across wide range of products

There’s been a bevvy of buy to let mortgage deal changes this week. Shawbrook has made a series of reductions across its...

22 April 2024

From: Breaking News

Buy To Let Crisis - lending plummets and arrears soar

There’s been a huge rise in the number of buy to let property repossessions in the first quarter of 2024 compared...

08 April 2024

From: Breaking News

April Mortgage’s long-term deals win additional exposure

Legal & General Mortgage Club has added April Mortgages to its lender panel, giving additional exposure to April’s long-term fixed-rate remortgage...

04 April 2024

From: Breaking News

Rates Continue to Fluctuate Across Mortgage Sectors

Since the start of September 2023, the average two-year fixed rate has fallen from 6.70% to 5.76% and the average five-year...

25 March 2024

From: Breaking News

Kent Reliance for Intermediaries’ new resi ranges and reduced rates

Kent Reliance for Intermediaries - part of the OSB Group - has refreshed products across their residential, buy to let, and...

25 March 2024

From: Breaking News

Mortgage shelf-life plummets and lenders hike rate

The average shelf-life of a mortgage product is just 15 days, with lenders increasing fixed rates, says Moneyfacts. Average mortgage rates on...

18 March 2024

From: Breaking News

Many landlords to end fixed-rate deals soon, says lender

Some 40% of residential landlords with a mortgage - fixed, tracker or discount - are due to renew their mortgage rate...

18 March 2024

From: Breaking News

Cambridge enhances buy to let criteria with re-introduction of top slicing

The Cambridge Building Society has re-introduced top slicing on its standard Buy to Let range up to 80 per cent LTV. This...

13 March 2024

From: Breaking News

 Kensington reduces rates and fees on selected products

Kensington Mortgages has lowered rates and reduced arrangement fees across selected 90 and 95 per cent Loan To Value products. For its...

13 March 2024

From: Breaking News

Budget Day - Rightmove pours cold water on 99% mortgage idea

Rightmove says the housing market needs a more innovative mortgage initiative than the 99 per cent idea floated by the government. The...

06 March 2024

From: Breaking News

BTL fixed rates plummet as product choice rises again

The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...

04 March 2024

From: Breaking News

Innovative new trackers aim at buy to let and development investors

Hampshire Trust Bank has launched a limited edition two year discounted Flex tracker across its buy to let and semi-commercial offerings....

04 March 2024

From: Breaking News

NatWest rates up and plenty of others to follow - warning

NatWest has made changes to its product ranges for both new business and existing customers. New borrowers can expect a rate increase...

19 February 2024

From: Breaking News

Two year fixes fall by fastest rate since 2022 - Moneyfacts

Average mortgage rates on the overall two- and five-year fixed rate deals have now been falling for six consecutive months. The overall...

19 February 2024

From: Breaking News

Octane Capital issues a brutal warning on mortgage rates

By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...

14 February 2024

From: Breaking News

TSB raises some rates, reduces others; NatWest and Halifax increase

With the quick-fire mortgage rate cuts which characterised the past month now slipping into the rear-view mirror, the latest changes from...

12 February 2024

From: Breaking News

Nationwide’s shock rate rise may not be the only one - warning

At the middle of last week Nationwide slashed its rates to the most competitive of all in the current lenders price...

05 February 2024

From: Breaking News

Nationwide’s slashed rates take lending war to fever pitch

The UK's largest building society has slashed its cheapest mortgage rate to an eight-month low and significantly under the Bank of...

29 January 2024

From: Breaking News

All To Play For - Seller confidence soars for 2024

London estate agency Foxtons says its latest survey shows a major uptick in the confidence of potential sellers.  While 38 per cent...

29 January 2024

From: Breaking News

First Time Buyers may get 25 year fixed term mortgages under Labour

Shadow Chancellor Rachel Reeves says first time buyers could benefit from a "revolution in home ownership" with 25-year fixed-rate mortgages. Reeves says...

22 January 2024

From: Breaking News

First Time Buyers and mortgages - new study shows the help they get

A high proportion of first time buyers take advantage of some form of assistance when purchasing their initial home. That’s the verdict...

15 January 2024

From: Breaking News

Tories float plan for more long-term mortgages to boost house buying

The Conservatives are working on a series of schemes to help first time buyers to be unveiled at the Budget in...

03 January 2024

From: Breaking News

Landlords hit hard by Soaring Mortgage Costs - new data

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

03 January 2024

From: Breaking News

Swap Rate falls trigger speculation of early 2024 rate cut

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

27 December 2023

From: Breaking News

Building Societies warn on mortgages: “We’re not out of the woods yet”

A warning has been given to borrowers and the home owning public by Paul Broadhead, head of mortgage and housing policy...

27 December 2023

From: Breaking News

Falling swap rates indicate lower mortgage rates - eventually

Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...

20 December 2023

From: Breaking News

Two year fixed rate mortgages sub-6%: A housing market boom?

Two-year fixed rate mortgages have dipped below six per cent for the first time since June this year. Back in June there...

18 December 2023

From: Breaking News

Landlords to expand portfolios in 2024 despite huge increase in costs

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

18 December 2023

From: Breaking News

It’s Been a Boom Month for Fixed Deals and Incentives

Lenders are offering more fixed deals with incentives since the start of last month - November - but analysis by Moneyfactscompare...

04 December 2023

From: Breaking News

Nationwide’s slashed rates means price war goes on to end of year

Nationwide has reduced selected mortgage rates by up to 0.43 per cent across its New Business, Switcher, Additional Borrowing, Existing Customers...

27 November 2023

From: Breaking News

It’s War - Lenders compete on price as sub-4% rates look likely

Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...

20 November 2023

From: Breaking News

Base Rate on Hold - what it means for mortgages

The Bank of England has held base rate at 5.25 per cent, with most analysts saying this is likely to be...

06 November 2023

From: Breaking News

Innovative buy to let mortgage product launched by digital lender

Molo, which calls itself the UK’s first fully digital mortgage lender, has launched a Non-Resident Buy-to-Let Mortgages, unlocking investment opportunities for...

30 October 2023

From: Breaking News

Halifax Heads Cluster of Lenders Scrambling for Business

A host of lenders have announced cuts to their rates in recent days, with Halifax arguably the most significant. It’s launched three-year...

23 October 2023

From: Breaking News

Mortgage Defaults Rising - and there’s likely to be worse to come

Analysts suggest that mortgage lending is likely to fall over the rest of 2023 with both demand and supply dropping thanks...

16 October 2023

From: Breaking News

Boom! Big increase in mortgage choice for investor borrowers

The buy-to-let sector has seen fixed rates fall and product choice grow month-on-month, according to the latest analysis by Moneyfactscompare. Overall buy-to-let...

16 October 2023

From: Breaking News

Interest Rates Are Redefining Housing Market - Nationwide

The Nationwide says high interest rates are helping to redefine the housing market in terms of transaction volumes and choices of...

11 October 2023

From: Breaking News

Many More 35-Year Mortgages - new figures show surge

New data from Experian reveals that one in four mortgages lent to those under 30 now have a term of 35...

11 October 2023

From: Breaking News

Average Mortgage Rates Continue To Drop

It’s now the tenth week that average rates of dropped, as the slow but steady downward trend of fixed-mortgage rates continues.  As...

09 October 2023

From: Breaking News

Is The Mortgage Price War Really Over?

Is the mortgage price war really over? On the one hand there are good signs for the housing market - no substantial...

09 October 2023

From: Breaking News

What Next After A Year Of Mortgage Mayhem?

It’s now one year since former Prime Minister Liz Truss and Chancellor Kwasi Kwarteng’s ill-fated mini-budget, which acted as a catalyst...

04 October 2023

From: Breaking News

Average rate on five-year fixed deal is sub-6% for first time in months

The interest rate on the average five-year fixed mortgage has dropped below 6.0 per cent for the first time in nearly...

02 October 2023

From: Breaking News

Huge Increase in Three Year Fixed Mortgage Products

The number of three-year fixed mortgage products available from lenders has been rising over the last few months as borrowers coming...

02 October 2023

From: Breaking News

One More Rate Rise? Or Is This It For Now?

The jury is out as to whether there will be a rate rise this week when the Bank of England Monetary...

18 September 2023

From: Breaking News

Six Weeks of Rate Cuts - and strong hopes of more to come soon

After six consecutive weeks of mortgage rate reductions - and the expectation of more soon - there are hopes of sub-5.0...

11 September 2023

From: Breaking News

It’s War! Lenders Battle for Market Share

There’s been a flurry of rate cuts from lenders serving all sector of the market as a battle begins for market...

28 August 2023

From: Breaking News

Top lender reveals how rate hikes have hurt housing market

High interest rates are worsening the affordability issues at play in the housing market, the Halifax admits. It says that downward pressure...

28 August 2023

From: Breaking News

Borrowers switch to lump-sum repayments and fixed rate products

UK mortgage customers are turning to fixed rates and lump-sum payments as interest rates rise, according to new research by Butterfield...

23 August 2023

From: Breaking News

New Products To Woo Investors Were Created After Broker Feedback

High profile specialist lender Shawbrook has unveiled two new mortgage products for its Buy to Let, Commercial and Semi-Commercial ranges.  The offerings...

16 August 2023

From: Breaking News

Huge Rise in Popularity of 35 Year Mortgages - new figures

New Freedom of Information data from the FCA - gathered by Quilter, the wealth manager and financial adviser - reveals that...

01 August 2023

From: Breaking News

Brokers warn on growing housing market crash fears

The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...

11 July 2023

From: Breaking News

Mortgage Charter - Have You Read It?

Companies representing some 85 per cent of all mortgage lending have signed up to a new charter.  The lenders claims they have...

04 July 2023

From: Breaking News

UK Finance reminds lending sector of obligations

Trade body UK Finance has issued a timely reminder to the mortgage lending sector of its obligations to borrowers struggling following...

27 June 2023

From: Breaking News

Nightmare on Re-Mortgage Street - warning of woe ahead

A leading analyst is warning that a remortgage nightmare lies await in the second half of 2023. Sarah Coles of business consultancy...

06 June 2023

From: Breaking News

Revealed - figures show scale of mortgage deals pull-out

A new analysis by Moneyfactscompare - perhaps still better known by its old name, Moneyfacts - shows precisely how many mortgage...

06 June 2023

From: Breaking News

Property expert gives his verdict on new mortgage products

After the latest rise in Bank of England Base Rate, mortgage lenders are offering new products to help those struggling to...

23 May 2023

From: Breaking News

Snapshot shows mortgages cost an extra £300 per month - LMS

LMS’ Monthly Remortgage Snapshot for April  showed £300 increases for remortgagers last month. Key findings: £300 average monthly payment increase for those who...

23 May 2023

From: Breaking News

Accord bucks upward swaps trend with further rate cuts

Accord is once again cuts rates across its residential mortgage range by between 0.15% and 0.25%, at a time when market...

25 April 2023

From: Breaking News

Accord cuts rates at the double!

Accord Mortgages is making further changes to its buy-to-let and residential rates. For the second time in as many weeks, buy to...

04 April 2023

From: Breaking News

Mortgage rises put squeeze on buyers

Mortgage interest rates increased by 2.56% in 2022, with a sharp increase from 1.51% in January to a record 4.07% on...

28 March 2023

From: Breaking News

MPowered Mortgages cuts rates

MPowered Mortgages, the fintech mortgage lender using AI to speed up and simplify the mortgage journey for homebuyers and re-mortgagers, has...

14 February 2023

From: Breaking News

Finance expert offers spoonful of sugar to mortgage holders

Mortgage holders swallowed another bitter pill last week when the Bank of England raised interest rates for the tenth consecutive time. The...

07 February 2023

From: Breaking News

L&G Mortgage Club announces exclusive with Leek Building Society

Advisers looking to place business with Leek Building Society via Legal & General Mortgage Club will now benefit from access to...

07 February 2023

From: Breaking News

What is the Bank of England cooking up and what will it taste like?

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

31 January 2023

From: Breaking News

Homebuyers more buoyant than expected, says Rose Capital

Homebuyer confidence is higher than was expected at the end of 2022, according to a leading mortgage broker. Richard Campo, founder of...

31 January 2023

From: Breaking News

Third rate cut in as many weeks for Accord buy-to-let

Accord Mortgages has made changes to its buy-to-let range to offer lower rates to brokers and their clients. The intermediary-only lender is...

31 January 2023

From: Breaking News

The Mortgage Lender announces rate reductions

The Mortgage Lender has announced rate cuts across its entire residential range, including purchasing and re-mortgaging products. The specialist lender’s rate reductions...

24 January 2023

From: Breaking News

Newcastle Intermediaries announce new products

Newcastle Intermediaries has launched a range of highly competitive 60% and 80% two-year fixed rate mortgage products for borrowers looking for...

17 January 2023

From: Breaking News

Mortgage crisis – 90% of arts and culture employees can’t remortgage

Mortgage rates in the UK have risen significantly during 2022, which appears to have proven an issue for homeowners hoping to switch...

01 November 2022

From: Breaking News

Buy or Rent - buying a home remains cheaper than renting

New findings by Revolution Brokers suggest that despite the increasing cost of borrowing, buying is less expensive than renting.  The analysis was conducted by...

01 November 2022

From: Breaking News

MPowered Mortgages strengthened with a launch of 85% LTV mortgages

The FinTech mortgage lender using AI to simplify the mortgage journey for homebuyers and re-mortgagers, MPowered Mortgages, has recently expanded its...

13 October 2022

From: Breaking News

Devastating hit for homebuyers as mortgage costs climb

As governmental changes sweep through the nation, countless elements within the property sector have been affected, including mortgages. Market analysis by specialist...

27 September 2022

From: Breaking News

Revealed - mortgage costs increase up to 21.5%

New findings by Revolution Brokers reveal exactly how much more money homeowners and buyers can expect to pay for their mortgage...

15 September 2022

From: Breaking News

Insight - 50-year mortgages pose high risk for the housing market

According to a leading property firm, the latest announcement that a specialist lender has been given a license to off 50-year...

01 September 2022

From: Breaking News

Households hit – mortgage costs account for 28% of disposable income

The proportion of disposable household income required to cover average mortgage repayments is 27.6% so far in 2022 – the highest...

21 July 2022

From: Breaking News

Revealed – how much does a 50 year mortgage really cost?

New research by estate and lettings agent, Barrows and Forrester, uncovered the interest rates that homebuyers with a 50-year mortgage are...

14 July 2022

From: Breaking News

Brokers urged to offer new alternatives to best support clients

With a raft of new schemes coming to market ahead of the end of Help to Buy, questions are being asked...

14 July 2022

From: Breaking News

Moving in a positive direction – expert reacts to interest rate rise

Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...

21 June 2022

From: Breaking News

Mortgage roundup – products for expats, self-employed, and landlords

This week’s mortgage roundup showcases the benevolence of the mortgage sector, with The Cambridge relaunching its products for expats, while Newcastle...

10 March 2022

From: Breaking News

Mortgage roundup – enhancing the homebuying journey

This week’s mortgage roundup is all about simplifying the homebuying journey, with a new partnership formed to streamline the buying process and...

24 February 2022

From: Breaking News

Mortgage roundup – new year, new products, new rates

In the first mortgage roundup of 2022, Introducer Today takes a look at the latest mortgage news, from Landay’s bolstered Green...

18 January 2022

From: Breaking News

2022 and the future of the housing market

2021 proved to be one of the most hectic years to buy and sell a home. We witnessed prices soaring to...

13 January 2022

From: Breaking News

Mortgage roundup – a host of opportunities for borrowers

This mortgage roundup highlights the latest updates and features from the UK’s leading lenders, from custom-build mortgage products and holiday let mortgages,...

11 November 2021

From: Breaking News

Homeowners – five cost-cutting steps for mortgage repayments

Nisha Vaidya, mortgage expert at Uswitch, explains how homeowners can use low-interest rates to their advantage and help make their mortgage more...

28 October 2021

From: Breaking News

People willing to pay £1,200 more a year for a ‘certainty premium’

Most people are willing to pay a ‘certainty premium’ of £1,200 per year for a long-term guarantee of fixed mortgage repayments,...

21 October 2021

From: Breaking News

Mortgage roundup – “Outstanding” products for lenders and consumers

The mortgage roundup column returns to bring you the latest news on mortgage products coming to the market, featuring Furness Building...

12 October 2021

From: Breaking News

Mortgage Magic unveils new app for subscribers

Mortgage Magic, the provider of one of the UK’s most advanced CRM and mortgage management platforms, has launched an app that...

27 August 2021

From: Breaking News

Mortgage roundup – power products and lowered rates

West One Loans’ buy-to-let (BTL) division has released new products to meet increased demand in the market. The raft of new product...

01 July 2021

From: Breaking News

Mortgage roundup – slashing rates, partnerships and green mortgages

The Nottingham has introduced a new larger lending mortgage aimed at those looking to borrow over £350,000. Priced at 1.85%, the two-year...

29 June 2021

From: Breaking News

Mortgage roundup – revamped products and the highest LTV available

Roma Finance completed a record month in May, reporting a 50% increase in pipeline business on top of the 100% increase...

15 June 2021

From: Breaking News

West One Loans unveils new 75% LTV product among key changes

This week, West One Loan’s buy-to-let (BTL) division has revealed a raft of product and criteria changes, including a new product...

21 May 2021

From: Breaking News

Mortgage roundup – fresh products for advisers and landlords incoming

The Nottingham has unveiled loan-to-value (LTV) limited company buy-to-let (BTL) fixed-rate products. The building society has announced four new two and five-year...

13 May 2021

From: Breaking News

Mortgage roundup – exclusive products, lower rates and increased LTVs

LiveMore has announced a reduction of its standard fixed rates from five-year up to lifetime. Launched last week, the seven, 10 and...

15 April 2021

From: Breaking News

Landbay launches product range for increasing number of new landlords

Landbay has launched a new range of products dedicated to non-portfolio landlords looking to invest in buy-to-let properties. The new range is...

05 March 2021

From: Breaking News

Mortgage roundup – five-year fixed products prove popular

The Nottingham has rolled out a new five-year fixed product as an option for people looking to remortgage in light of...

18 February 2021

From: Breaking News

New 1% product fee with Zephyr Homeloans

Zephyr Homeloans, the specialist buy-to-let (BTL) lender owned by Computershare, has reduced initial rates and introduced a 1% product fee option...

09 February 2021

From: Breaking News

Landbay increases buy-to-let LTVs to 80%

Landbay has increased its loan-to-value (LTV) from 75% to 80% and announced two new buy-to-let products. Both products are available on two...

15 December 2020

From: Breaking News

Significant growth in mortgage costs for low-deposit borrowers – study

The cost of borrowing for low-deposit borrowers has increased across all mortgage types over the last year, new data from Mortgage...

03 December 2020

From: Breaking News

Landbay launches new ‘market leading’ products

Landbay has released two new buy-to-let products on the back of its recent product refresh. The first of the new products is...

10 November 2020

From: Breaking News

The Mortgage Lender increases LTV for capital-raising landlords

The Mortgage Lender has increased its loan-to-value (LTV) for capital-raising landlords from 65% to 75% on all remortgage products. The rise means...

19 August 2020

From: Breaking News

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